We know that getting a mortgage is one of the most important financial decisions you will ever make; that is why we are here to guide you every step of the way, either in person, online or over the phone. Not only do we help find the best mortgage for you, but we will also hold your hand and answer any questions you have along the way.

We’ll happily explain the home buying process from start to finish and liaise with estate agents and solicitors on your behalf. There are no silly questions – we have heard it all and run a completely judgement-free zone!

Mortgages

We understand that navigating the complex world of mortgages can be overwhelming, which is why we’re here to help simplify the process for you.

Protection

Whether it’s safeguarding your family’s financial future or protecting against unforeseen circumstances, we aim to have you covered. Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of the claim, declining to pay all the claim and possibly declaring the policy invalid.

Mortgages

First Time Buyer

A mortgage is the loan that a lender gives you to enable you to buy a property.

Remortgage

Remortgaging simply means replacing your current mortgage with a new mortgage, whether that’s with the same lender or a different one.

Buy-to-Let

A buy-to-let (BTL) mortgage is designed for landlords who want to buy a property as an investment and rent it out to tenants.

Home Mover

There are a few options to consider when you want to move house but have a mortgage already in place.

Protection

Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of the claim, declining to pay all the claim and possibly declaring the policy invalid.

Mortgage Protection

Taking on a mortgage is likely to be one of the biggest financial decisions you will make in your life.

Life Insurance

There are two main types of life insurance, and by far the most common for people with repayment mortgages is decreasing term assurance.

Critical Illness Cover

Critical Illness Cover is an insurance policy that pays out a lump sum amount if you are diagnosed with a certain serious illness that is listed in your policy.

Income Protection

Income protection ensures you keep receiving an income if you are unable to work due to illness or injury.

Get in Touch With us

Simple Mortgages is here to help with everything to help with sourcing the perfect mortgage for you and your family.